Making the Most Out of a Budget

College students are notoriously known for being broke. Unfortunately, most come fresh from high school and have no idea how to manage their money. It can be tough to make it through when you are trying to pay for your education and have a social life at the same time. Having fun often includes going to the movies or dinner, and even though it does not seem like a big deal at the time, all of these things add up and before you know it, your bank account is a bit lower than you remembered it.

Well, it is time to change that. Take a day to sit down and plan out a weekly budget that does not end up leaving you broke at the end of it. You need to identify how you are spending now, look at long-term financial goals, and track your spending to make sure you meet those goals and stay within your guidelines. Thankfully, there are numerous programs out there to help you create a budget. Find one that works for you and get to it.

After you do that, here are a few ideas on how to get the most fun out of your money:

*If you are planning on going out to eat, take advantage of local student discounts. During Applebees’ Happy Hour times, many appetizers and even some beverages are available for half price. (These vary slightly between the different branches so make sure to call before you go.) Also, Mondays are their burger nights and you can get a burger for $5.99. Places like A&W offer a student discounts in addition to their already cheap prices.
*If you are heading out to get groceries, Super One Foods also offers a student discount.
*Marcus Theater in Superior on North 28th Street offers $3 movies; and Duluth movie theaters have $5 student nights on Thursdays. For a limited time, they currently are offering $5 movies on Tuesdays with a free small popcorn.
*Also for movies, you can always count on Netflix. Netflix is only $7.99 a month for unlimited streaming online, and they offer a free month for new subscribers.
*Another student perk is that you can ride the bus (the Duluth Transit Authority, which serves Superior and UWS) for free.
*Canal Park in Duluth is a wonderful place to go, with a lot of little shops for browsing and Adventure Zone for those who love a good arcade.
*Once it warms up, it is beautiful just to stroll along the lake; and around here, you are never too far from a beach.

It may not always feel like it, but students have a lot of options. Wherever you go, make sure to take your ID and ask if places offer a discount. With this information, you can overcome the “broke college student” image and have a great time.

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