Making the Most Out of a Budget

Col­lege stu­dents are noto­ri­ously known for being broke. Unfor­tu­nately, most come fresh from high school and have no idea how to man­age their money. It can be tough to make it through when you are try­ing to pay for your edu­ca­tion and have a social life at the same time. Hav­ing fun often includes going to the movies or din­ner, and even though it does not seem like a big deal at the time, all of these things add up and before you know it, your bank account is a bit lower than you remem­bered it.

Well, it is time to change that. Take a day to sit down and plan out a weekly bud­get that does not end up leav­ing you broke at the end of it. You need to iden­tify how you are spend­ing now, look at long-term finan­cial goals, and track your spend­ing to make sure you meet those goals and stay within your guide­lines. Thank­fully, there are numer­ous pro­grams out there to help you cre­ate a bud­get. Find one that works for you and get to it.

After you do that, here are a few ideas on how to get the most fun out of your money:

*If you are plan­ning on going out to eat, take advan­tage of local stu­dent dis­counts. Dur­ing Apple­bees’ Happy Hour times, many appe­tiz­ers and even some bev­er­ages are avail­able for half price. (These vary slightly between the dif­fer­ent branches so make sure to call before you go.) Also, Mon­days are their burger nights and you can get a burger for $5.99. Places like A&W offer a stu­dent dis­counts in addi­tion to their already cheap prices.
*If you are head­ing out to get gro­ceries, Super One Foods also offers a stu­dent dis­count.
*Mar­cus The­ater in Supe­rior on North 28th Street offers $3 movies; and Duluth movie the­aters have $5 stu­dent nights on Thurs­days. For a lim­ited time, they cur­rently are offer­ing $5 movies on Tues­days with a free small pop­corn.
*Also for movies, you can always count on Net­flix. Net­flix is only $7.99 a month for unlim­ited stream­ing online, and they offer a free month for new sub­scribers.
*Another stu­dent perk is that you can ride the bus (the Duluth Tran­sit Author­ity, which serves Supe­rior and UWS) for free.
*Canal Park in Duluth is a won­der­ful place to go, with a lot of lit­tle shops for brows­ing and Adven­ture Zone for those who love a good arcade.
*Once it warms up, it is beau­ti­ful just to stroll along the lake; and around here, you are never too far from a beach.

It may not always feel like it, but stu­dents have a lot of options. Wher­ever you go, make sure to take your ID and ask if places offer a dis­count. With this infor­ma­tion, you can over­come the “broke col­lege stu­dent” image and have a great time.

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